New York State has approved MVP Health Care’s proposed rate increases for its community-rated HMO and small group health insurance plans.

The new rates take effect in January.

Rates for the company’s HMO products will increase an average of 6.2 percent.

Small group EPO, PPO and high deductible plans will go up 9.1 percent.

The company says factors behind higher rates  include an increase in the use of medical services, increases in health care provider charges and an increase in the cost of prescription drugs.

Excellus Blue Cross Blue Shield had its 2013 premiums for community-rated plans approved last month.